Sovereign token to sovereign token · no stablecoin
Physical currency. Settled in digital form.
E1 Finfrastructure is a distributed ledger platform for a unified global currency, designed for sovereign currencies issued by central banks across nations. Digital currency settles directly into digital currency. No stablecoin, correspondent chain, private issuer or acquirer, intermediary, separate FX leg, or liquidity pool. Smart contracted, AI interfaced, and blockchain settled across countries and currencies.
Savings, Joint, Business, and Professional hyperledgers.
Instant onboarding backed by sovereign currencies.
Royalty points and up to 2% partner cashback.
Send and receive in sovereign digital currencies.
Official token to token on a direct 1:1 settlement route.
Hyper swaps replace correspondent banking and payment rails.
Release funds only when milestones are verified.
Payroll, subsidies, and vendor payouts on rules.
Every payment anchored to an immutable hash.
MPC key management and air-gapped cold storage.
Assets that reject unauthorised transfers.
Time locks and multi-party approval built in.
Sovereign currency on both ends
Who we are
Everyone else routes through a stablecoin.Everyoneelseroutesthroughastablecoin.Vostro and Nostro balances, then various local payment rails.VostroandNostrobalances,thenvariouslocalpaymentrails.We don’t.Wedon’t.
E1 settlesE1settlessovereign digital currency directly into sovereign digital currencysovereigndigitalcurrencydirectlyintosovereigndigitalcurrencyacross borders, with central bank money on both ends. We are providing digital ledgers, enterprise automation, and custody around that direct route: a financial ecosystem built for sovereign currencies.acrossborders,withcentralbankmoneyonbothends.Weareprovidingdigitalledgers,enterpriseautomation,andcustodyaroundthatdirectroute:afinancialecosystembuiltforsovereigncurrencies.
No stablecoin. No correspondent chain. No intermediary rails. Sovereign digital currency on both ends, settled directly.
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Sovereign currency, both ends
Central bank money in, central bank money out.
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No intermediary rails
No private issuer or correspondent chain in between.
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Smart contracted
Funds release only when conditions are met.
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Provable by design
Every payment anchored to an immutable hash.
What we stand for
A decentralised payment interface.
Our goal is a blockchain-powered network of central banks and sovereign currencies that transacts seamlessly. Accessible, programmable, and cost efficient for everyone on it.
Our mission
To create a secure, inclusive, and transparent financial platform that empowers every customer, whether an individual saver, a growing business, or a global enterprise, to progress in the digital economy.
Our vision
A world where money moves instantly, securely, and intelligently across borders and industries. By combining central banks, blockchain, and smart contracts, we are providing a financial system that is accessible, programmable, and cost efficient.
Our promise
A financial ecosystem of trust and transparency. Every product, every policy, and every service is designed to protect customer interests, reduce costs, and deliver value.
ProductsOne platform. Every financial service.
Banking, payments, and everything after.
◎Banking
Neo banking ledgers
Open Savings, Joint, Business, and Professional hyperledgers instantly.
Sovereign digital-currency ledgers with seamless onboarding, royalty points on every transaction, and up to 2% cashback at partner services.
◈Banking
Ledgers & investments
Recurring savings ledgers, fixed-term ledgers, bonds, and Government securities.
Round off everyday spending into a recurring ledger, compare fixed-term savings options across banks and NBFCs from one dashboard, and invest directly in Government securities through RBI Retail Direct.
⇄Payments
Cross-border payments
Pay globally in sovereign digital currencies.
Direct sovereign token-to-token settlement through hyper swaps. One digital currency settles into another without an intermediary stablecoin, correspondent chain, or separate FX and liquidity-pool leg.
⊞Payments
Payment orchestration
One checkout for global currencies—payments, checkouts, and collections.
A decentralised interface for global payments and collections. Each transaction becomes a secure, auditable ledger event, with a white-label interface, REST API, and SDKs.
◉Identity
Identity-linked payments
Send and receive sovereign digital currency through a tokenised identity.
Your identity becomes the payment address. An Aadhaar-enabled ledger lets money reach a verified person directly, works on basic handsets, and settles offline, which is how public funds reach the unbanked.
⊘Identity
Zero-knowledge KYC
Prove a customer is verified without revealing who they are.
A shared institutional KYC and AML vault using zero-knowledge proofs. One bank can prove to another that a user is verified without ever sharing a passport or personal record, alongside self-sovereign identity credentials held in the user’s own ledger.
▥Enterprise
Bulk payments & payroll
Disburse salaries, vendor payouts, and subsidies at scale.
Automated scheduling, AI-assisted GST-compliant e-invoicing, and payables and receivables automation, with milestone payments that release funds only when conditions are verified.
⌘Enterprise
Programmable custody
Hot and cold ledgers with security written into the asset itself.
MPC key management, HSM-backed cold storage, and programmable assets that reject unauthorised transfers through native whitelisting, time locks, and multi-party approval, even if a key is stolen.
A look at the platform we are providing
How it worksOne payment. Intelligent business logic at the other end.
A payment that settles itself.
● ● ● A cross-border supplier settlementInteractive example
Your instruction
“Send ₹1,00,000 to a supplier abroad. Release it when delivery is confirmed.”
Pays out to
Verified identity
Route
Sovereign digital currency to sovereign digital currency, direct
Releases on
Delivery confirmed on-chain
Fee cap₹1,500
Settlement traceFee
01
collect.acceptTake the payment in local currency
pending
02
contract.verifyCheck the delivery milestone on-chain
pending
03
hyper.swapSovereign currency → sovereign currency via hyper swap
pending
04
ledger.anchorAnchor the sovereign settlement record to its chain hash
pending
Ready when you are₹0.00 in fees
No live rails. No money moved.Illustrative fees, not a price quote.
Sovereign to sovereign
Central bank money on both ends, without intermediary rails.
Conditions enforced
Funds release only when the milestone is verified.
Audit-ready by default
Each sovereign settlement record is linked to its chain hash.
Who we serveOn the horizon
Infrastructure for the whole system.
We are providing infrastructure for the institutions that issue money, the banks that distribute it, the governments that disburse it, and the developers who build on top of it.
Monetary authorities
Central banks
Issuance, settlement, and policy at the currency layer
Direct-to-citizen digital cash that works offline, a DLT settlement layer for wholesale interbank transfers, and programmable rules written natively into the currency: conditional spending, targeted stimulus, holding caps, and expiry.
Distribution partners
Commercial banks
The bridge between sovereign money and everyday life
Two-tier architecture that receives issuance from the central bank and puts your brand at the customer touchpoint. Hyper swap settlement replaces end-of-day batches, closing reconciliation windows and removing float risk.
Public sector
Governments
Public funds that reach their intended target
Disburse welfare and subsidies straight to citizens' ledgers with programmable conditions. Identity-linked ledgers and offline capability reach underbanked areas, and every spend is cryptographically logged for real-time audit.
E1 is a technology provider, not a bank or licensed payment aggregator.
FAQ
Frequently asked questions
Infrastructure, not a bank.
E1 provides the technology layer. Regulated banking services are delivered through partner banks and licensed channel partners.
We are providing distributed ledger infrastructure and payment orchestration for programmable, central-bank-issued sovereign currencies. Digital ledgers, global settlement, enterprise automation, and custody sit on one platform, connected by smart contracts across countries and currencies.
Central Bank Digital Currency, also called the digital rupee, is issued directly by the Reserve Bank of India. It carries the same promise as physical cash, with the added benefit of being programmable, traceable, and workable offline.
No. Conventional cross-border routes may rely on stablecoins, Vostro and Nostro balances, and local payment rails. E1 is designed to settle one sovereign digital currency directly into another through hyper swaps, without an intermediary stablecoin or correspondent chain.
A gateway moves money from A to B and stops there. E1 provides one checkout for global currencies—payments, checkouts, and collections—then triggers contract logic at the other end and anchors each sovereign-currency payment to an immutable transaction hash for audit.
That’s the plan. E1 is designed so a verified identity can act as the payment address, with an Aadhaar-enabled ledger receiving digital rupee directly. It works on basic handsets and offline, and zero-knowledge proofs let a counterparty confirm you are verified without seeing your personal records.
No. E1 is a technology and digital-ledger infrastructure provider. We do not hold a banking, NBFC, or payment aggregator licence. Regulated banking services, cards, loans, and savings products are provided by partner banks under applicable protections.
See a settlement end to end
Money that moves the moment it should.
Follow a cross-border payment as it clears, verifies its condition, settles by hyper swap, and anchors itself for audit.
